body {
	margin:0px;
	background-color:#878C94;
	background-image:url(images/bg.jpg);
	background-position:center;
	background-repeat:repeat-y;	
	font-family:Arial, Helvetica, sans-serif;
	font-size:11px;
}
form {
	margin:0px;
}
h1 {
	margin:0px;
	font-size:13px;
	color:#FFFFFF;
}
h2 {
	margin:0px;
	font-size:13px;
	color:#FE9B2F;
}
a {
	color:#cc2804;
	text-decoration:underline;
}
a:hover {
	color:#fed205;
	text-decoration:none;
}
.footer {
	color:#FFFFFF;
	font-size:10px;
}
a.footer {
	color:#FFFFFF;
	text-decoration:none;
}
a.footer:hover {
	color:#ffa200;
	text-decoration:underline;
}
.nav {
	font-family:Verdana, Arial, Helvetica, sans-serif;
	font-weight:bold;
	color:#FFFFFF;
	font-size:10px;
}
a.nav {
	color:#FFFFFF;
	text-decoration:none;
}
a.nav:hover {
	color:#FFFFFF;
	text-decoration:underline;
}
td.blue {
	background-color:#1678be;
}
td.orange {
	background-image:url(images/bg_orange.jpg);
	background-repeat:repeat-x;
	background-color:#FE9B2F;
}
td.grey {
	background-color:#858585;
}
.whiteness {
	color:#FFFFFF;
}
.apply_index {
	color:#FFFFFF;
	font-size:11px;	
}






#form {
	background-image:url(images/start_bg.jpg);
	background-repeat:no-repeat;
	background-color:#81BA53;
	padding-top:30px;
}



/* creates illusion of cellpadding on all td's */
.labels, .continue-button {
	padding:4px;
}



/* makes labels bold */
.labels {
	font-weight:bold;
}



/* centers the continue button */
.continue-button {
	text-align:center;
}



/* you may modify the individual text areas with this */
.T01 input, .T02 input, .T03 input {
	font-size:12px;
	width:80px;
}



/* modifies the space around the continue button */
.continue-button input {
	padding-top:3px;
}




#disclosures ul	{
	margin:0px;
}
#disclosures ul li {  
  display:inline;
  margin-right:20px;
}
#disclosures a {
	color:#FFFFFF;
	text-decoration:none;
}

#disclosures a:hover {
	text-decoration:underline;
}
.form-02 input, .form-04 input, .form-06 input {
	font-size:12px;
	width:90px;
}
.form-15 input {
	margin-left:90px;
	display:block;
}